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File #: 210330    Version: 0
Type: Resolution Status: In Committee
File created: 6/15/2021 In control: JUDICIARY & LEGISLATION COMMITTEE
On agenda: Final action:
Effective date:    
Title: Resolution expressing the City of Milwaukee’s support for U.S. House Bill H.R. 2547, the Comprehensive Debt Collection Improvement Act, and directing the Department of Administration-Intergovernmental Relations Division to lobby for passage of this U.S. House bill.
Sponsors: ALD. RAINEY
Indexes: FEDERAL LEGISLATION
Date Ver.Action ByActionResultTallyAction DetailsMeeting DetailsVideo
6/28/20210 JUDICIARY & LEGISLATION COMMITTEE HELD TO CALL OF THE CHAIRPass5:0 Action details Meeting details Video Video
6/15/20210 COMMON COUNCIL ASSIGNED TO

Minutes note: This file is not before the Common Council as it is not ready.
Pass15:0 Action details Meeting details Not available
Number
210330
Version
ORIGINAL
Reference

Sponsor
ALD. RAINEY
Title
Resolution expressing the City of Milwaukee’s support for U.S. House Bill H.R. 2547, the Comprehensive Debt Collection Improvement Act, and directing the Department of Administration-Intergovernmental Relations Division to lobby for passage of this U.S. House bill.
Analysis
This resolution expresses the City of Milwaukee’s support for U.S. House Bill H.R. 2547, the Comprehensive Debt Collection Improvement Act, and directs the Department of Administration-Intergovernmental Relations Division to lobby for passage of this U.S. House bill.

Body
Whereas, The U.S. House bill H.R. 2547, the Comprehensive Debt Collection Improvement Act, provides additional financial consumer protections, by:

1. Expanding certain protections currently applicable to federally backed student loans to private student loans, including by requiring the discharge of a private student loan in the event of the borrower's death or total and permanent disability.
2. Prohibiting a consumer reporting agency from adding any information related to a debt arising from a medically necessary procedure to a consumer credit report and places restrictions on the reporting of other types of medical debt.
3. Applying certain consumer protections regarding debt collection to debt owed to a federal agency, states, debt buyers and businesses engaged in non-judicial foreclosures.
4. Prohibiting certain loan conditions that limit a borrower's opportunity to be heard in court in the event of default.

; and

Whereas. U.S. House bill H.R. 2547 restricts debt collectors and debt collection practices by:

1. Prohibiting a debt collector from representing to a service member that failure to cooperate with a debt collector will result in a reduction of rank or similar action.
2. Limiting a debt collector's electronic communications with a debtor without the debtor's permission.
3. Requiring a debt collector to provide advance notice ...

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