City of Milwaukee - File #: 210330

• File #: 210330
• Version: 0
• Type: Resolution
• Status: In Committee
• File created: 6/15/2021
• In control: JUDICIARY & LEGISLATION COMMITTEE
• Title: Resolution expressing the City of Milwaukee’s support for U.S. House Bill H.R. 2547, the Comprehensive Debt Collection Improvement Act, and directing the Department of Administration-Intergovernmental Relations Division to lobby for passage of this U.S. House bill.
• Sponsors: ALD. RAINEY
• Indexes: FEDERAL LEGISLATION

Date	Ver.	Action By	Action	Result	Tally
6/28/2021	0	JUDICIARY & LEGISLATION COMMITTEE	HELD TO CALL OF THE CHAIR	Pass	5:0
6/15/2021	0	COMMON COUNCIL	ASSIGNED TO; Minutes note: This file is not before the Common Council as it is not ready.	Pass	15:0

Number
210330
Version
ORIGINAL
Reference

Sponsor
ALD. RAINEY
Title
Resolution expressing the City of Milwaukee’s support for U.S. House Bill H.R. 2547, the Comprehensive Debt Collection Improvement Act, and directing the Department of Administration-Intergovernmental Relations Division to lobby for passage of this U.S. House bill.
Analysis
This resolution expresses the City of Milwaukee’s support for U.S. House Bill H.R. 2547, the Comprehensive Debt Collection Improvement Act, and directs the Department of Administration-Intergovernmental Relations Division to lobby for passage of this U.S. House bill.

Body
Whereas, The U.S. House bill H.R. 2547, the Comprehensive Debt Collection Improvement Act, provides additional financial consumer protections, by:

1. Expanding certain protections currently applicable to federally backed student loans to private student loans, including by requiring the discharge of a private student loan in the event of the borrower's death or total and permanent disability.
2. Prohibiting a consumer reporting agency from adding any information related to a debt arising from a medically necessary procedure to a consumer credit report and places restrictions on the reporting of other types of medical debt.
3. Applying certain consumer protections regarding debt collection to debt owed to a federal agency, states, debt buyers and businesses engaged in non-judicial foreclosures.
4. Prohibiting certain loan conditions that limit a borrower's opportunity to be heard in court in the event of default.

; and

Whereas. U.S. House bill H.R. 2547 restricts debt collectors and debt collection practices by:

1. Prohibiting a debt collector from representing to a service member that failure to cooperate with a debt collector will result in a reduction of rank or similar action.
2. Limiting a debt collector's electronic communications with a debtor without the debtor's permission.
3. Requiring a debt collector to provide advance notice ...